Terms of Use

Effective September 2026. By using fernandescompany.com you agree to these terms.

Informational Purposes Only

Everything on this site is general information about our services. It is not investment, legal, tax, or accounting advice, and it is not a recommendation to buy, sell, finance, or hold any asset. Do not act on anything here without advice from your own professionals.

No Client Relationship

Reading this site, downloading a sample, or contacting us does not make you a client. A client relationship exists only under a signed engagement letter between you and Fernandes & Company LLC.

Sample Materials

Sample deliverables published on this site use anonymized, fictionalized, representative data. They illustrate format and depth of work. They do not describe real properties, borrowers, or transactions, and nothing in them is advice.

Intellectual Property

The content of this site, including sample deliverables, is owned by Fernandes & Company LLC. You may view and download materials for your own evaluation of our services. You may not republish, resell, or present them as your own work.

Third Party Links

Links to third party sites, including Calendly, are provided for convenience. We do not control those sites and are not responsible for their content or practices.

No Warranties and Limitation of Liability

The site is provided as is. We work to keep it accurate but make no warranty that it is complete, current, or error free. To the fullest extent permitted by law, Fernandes & Company LLC is not liable for any damages arising from your use of this site or reliance on its content.

Governing Law

These terms are governed by the laws of the State of New Jersey, without regard to conflict of law rules.

Changes

We may update these terms at any time. The current version is always posted here with its effective date.

Contact

Fernandes & Company LLC · mark@fernandescompany.com · (848) 893-0861