Effective September 2026. By using fernandescompany.com you agree to these terms.
Everything on this site is general information about our services. It is not investment, legal, tax, or accounting advice, and it is not a recommendation to buy, sell, finance, or hold any asset. Do not act on anything here without advice from your own professionals.
Reading this site, downloading a sample, or contacting us does not make you a client. A client relationship exists only under a signed engagement letter between you and Fernandes & Company LLC.
Sample deliverables published on this site use anonymized, fictionalized, representative data. They illustrate format and depth of work. They do not describe real properties, borrowers, or transactions, and nothing in them is advice.
The content of this site, including sample deliverables, is owned by Fernandes & Company LLC. You may view and download materials for your own evaluation of our services. You may not republish, resell, or present them as your own work.
Links to third party sites, including Calendly, are provided for convenience. We do not control those sites and are not responsible for their content or practices.
This site and our services are intended for business use by adults. You must be at least 18 years old to use this site, submit our intake form, or consent to receive text messages from us. By doing any of those things you represent that you are 18 or older. We do not knowingly collect information from, or send messages to, anyone under 18.
By checking the SMS consent box on our intake form you agree to receive text messages from Fernandes & Company LLC at the number you provide. These are scheduling and service messages related to an inquiry or an active engagement. We do not send promotional or bulk marketing texts.
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The site is provided as is. We work to keep it accurate but make no warranty that it is complete, current, or error free. To the fullest extent permitted by law, Fernandes & Company LLC is not liable for any damages arising from your use of this site or reliance on its content.
These terms are governed by the laws of the State of New Jersey, without regard to conflict of law rules.
We may update these terms at any time. The current version is always posted here with its effective date.
Fernandes & Company LLC · mark@fernandescompany.com · (848) 893-0861