Fernandes & Company is the outsourced analyst for CRE sponsors and operators, and the outsourced underwriting desk for CRE lenders. Send the deal or the loan file. Get committee and LP ready work back in 24 to 48 hours. No headcount added.
Two products. One standard. Principal level analysis, delivered at deal speed, priced per deliverable or per file.
Everything an in house analyst does, outsourced to us. You keep the deal flow. We carry the modeling, the packaging, and the grind.
Send us the loan file instead of assigning it to an underwriter. It comes back as a committee ready credit package.
The OM, T-36, rent roll, or the full borrower package. One complimentary call, and you get a flat fee quote on the spot.
Underwriting, credit analysis, packaging. Principal level work in your templates or ours. Most deliverables in 24 to 48 hours.
Committee ready, LP ready, lender ready. We walk you through the work and revise until it carries the decision.
PFS and SREO analysis, liquidity, net worth, global cash flow, contingent liabilities, and a credit recommendation.
An industrial value add engagement, end to end: overview memo, assumptions memo, and the lender memo behind the debt ask.
The full file distilled for committee: borrower, collateral, metrics, risks, mitigants, and recommended conditions.
Memos travel with models. Analyst engagements deliver an internal decision pro forma and a lender facing pro forma; lender engagements deliver a borrower level credit workbook and a deal level underwriting model. You get the analysis and the math behind it. Samples use anonymized, representative data.
Our principal has closed 300+ transactions, underwritten $5B+ in assets, and executed $350M+ as a principal. We know where numbers break because we have built the models ourselves and lived with the results.
"Mark was fast and efficient. He did exactly what I needed and was very knowledgeable. I will definitely hire him again."Client Anonymized by request
"Working with Mark was a great experience. He's been so helpful and really knows his stuff. I would absolutely recommend him for your RE analysis needs."Amanda L. Turning Tree Properties · Family Office
Send work when it shows up. Flat fee quoted up front, no fixed cost between deals. Built for irregular flow and overflow.
A defined volume each month on retainer. Priority turnaround, one consistent clock, volume pricing for recurring pipelines.
We work inside your templates, policy, and workflow, under your brand. To your committee and clients, it is your team.
Anything an in house analyst does, done by us instead. Underwriting and pro formas, diligence, data rooms, BOVs, presentations, memos, and file standardization. You send the deal, we send back committee and LP ready work in 24 to 48 hours for most deliverables.
You send the loan file instead of assigning it to an underwriter. We run it end to end: standardized financials, underwritten NOI, loan sizing, borrower and guarantor credit, global cash flow, stress testing, and a credit memo with a recommendation. Full detail here.
24 to 48 hours for most deliverables and loan files once the package is received. Recurring volume runs on the same clock under a dedicated capacity arrangement.
Flat fee per deliverable or per loan file, quoted up front on a complimentary call. Monthly retainers for recurring pipelines. No surprises after the quote.
A US based principal who has closed 300+ transactions and underwritten $5B+ in assets. Not a rotating offshore bench. Every file gets principal level review.
Yes. Deliverables go out on Fernandes & Company letterhead as independent third party work, or white labeled inside your templates and formats.
15 minutes on your deal, your file, or your pipeline. Honest read on fit. If we are not the right firm, we will tell you.
No commitment. No pressure. Just a straight conversation.